Returns & Refunds policy

No Refunds by Prasads Assurance Co

As a service mediators, Prasads Assurance Co does not process or issue refunds directly. Our role is to connect you with our service partners, including insurance providers, and facilitate the purchase of financial and insurance products. We do not hold or manage any funds related to these transactions.

Insurance Policy Free Look-Up Period

Most insurance policies purchased through our service partners carry a 15-day free look-up period. During this period, you have the right to review your policy and, if unsatisfied, cancel it without penalty. If you choose to cancel your policy within this period, the insurance company will process the refund, and the money will be returned to the source of payment used at the time of purchase, as per the terms and conditions of the respective insurance company.

No Refunds for Mutual Funds

Mutual fund investments made through our service partners are non-refundable. Once a mutual fund investment is made, it is subject to the terms and conditions of the respective mutual fund provider. The value of mutual fund investments can fluctuate based on market conditions, and Prasads Assurance Co does not have any control over these investments or their outcomes.

Important Note

Please read your insurance policy and mutual fund documents carefully to understand the specific terms, conditions, and procedures for cancellation and refunds (if applicable). The process and timelines for refunds, where applicable, may vary depending on the provider and the nature of the product.

Jurisdiction

Any disputes arising out of or in connection with this Return Policy shall be subject to the exclusive jurisdiction of the courts in Bengaluru, India.

Contact Us

For any questions or assistance, please contact the respective insurance or mutual fund provider directly, or reach out to us at help@prasadsco.com, and we will assist you in connecting with the appropriate party.